Area code · Minnesota
Get a 320 phone number
Unlimited calling and texting.
The 320 area code covers central Minnesota, reading as St. Cloud, Moorhead, Willmar, and the smaller cities around them. You can pick a 320 number right in the Ghost app and start calling and texting in minutes, no new SIM or plan required.
See why thousands trust Ghost for their virtual phone number
Why choose a 320 virtual phone number?
Look local to St. Cloud buyers
If you're selling something online in the St. Cloud area, a 320 number tells buyers you're nearby before they even answer. That matters when people are wary of out-of-area sellers.
Dating in central Minnesota
A 320 number signals you're actually local to Moorhead, Willmar, or St. Cloud, not messaging from somewhere far off. That small detail builds trust faster on dating apps.
Job hunting across the region
Employers in Elk River, Sartell, or Buffalo tend to notice a local area code on a resume or callback number. A 320 number keeps you looking rooted in the region you're applying to.
Moving to or from central Minnesota
If you're relocating into the 320 region, you can grab the number before you arrive. If you're leaving, you can keep your 320 number so friends and family back in St. Cloud or Otsego don't need a new contact.
Keep work and life separate
Give out a 320 number for side gigs, classifieds, or freelance work in the area, and keep your personal line for people you actually know.
Recognized across the metro's towns
From Willmar to St. Michael, a 320 number reads as familiar to people across the region, not just in one city.
How to get a 320 phone number
- 1
Pick your area code
Choose any 320 area code, or any other US or Canadian code.
- 2
Choose your number
See available numbers instantly and pick the one you like.
- 3
Start calling and texting
Your number works over WiFi or data for everyday calling and texting. No SIM card, no new phone plan.
- 4
Stay in control
Mute it, set it to Do Not Disturb, or delete and replace it whenever you want.
Ghost can't be used for 911 or emergency calls, so keep your regular line for those.
Get My 320 NumberAbout the 320 area code
Area code
320
State
Minnesota
Cities served
12+
The 320 area code serves central Minnesota, anchored by St. Cloud and reaching Moorhead, Elk River, Otsego, Willmar, St. Michael, Sartell, and Buffalo. It covers a mix of larger cities and smaller towns spread across the region.
There are no overlay codes here. The 320 area code stands alone, so any phone number with this code belongs to this same central Minnesota region.
The region runs on Central Time. If you're coordinating calls with St. Cloud, Willmar, or Moorhead from elsewhere, keep the America/Chicago clock in mind so you're not calling too early or too late.
Coverage from public numbering and census data. Sources
Local economy
Why do business in St. Cloud?
The 320 area code spans a mix of regional hub cities and smaller towns across central Minnesota, with St. Cloud serving as the largest center of activity.
Healthcare
St. Cloud and the surrounding cities support a network of hospitals and clinics that serve patients across the wider central Minnesota region.
Education
Colleges and school districts in St. Cloud and nearby towns draw students and staff from across the 320 area, keeping the region connected through education.
Logistics and manufacturing
Towns like Elk River, Sartell, and Buffalo sit along key routes that support manufacturing and distribution work feeding into the broader Minnesota economy.
320 numbers by city
Frequently asked questions
How fast can I get a 320 phone number?
You can pick a 320 number in the Ghost app and start using it in minutes. No waiting on paperwork or a new SIM card.
Which cities use the 320 area code?
The 320 area code covers St. Cloud, Moorhead, Elk River, Otsego, Willmar, St. Michael, Sartell, and Buffalo, all in central Minnesota.
Does the 320 area code overlap with any other codes?
No. The 320 area code stands alone in its region, so there's no overlay to worry about.
How much does Ghost cost?
Ghost Premium is $60 every 2 months and includes 5 phone numbers, unlimited calling and texting in the US and Canada, your choice of area code, and the ability to delete and replace your number. Cancel anytime. No contracts.
Ready for your 320 number?
Pick a 320 number and start calling and texting in minutes.
Get My 320 Number